Buying Tips
Buying a home can be a stressful time for many people. Using this
simple guide can help reduce that stress. Answer these few questions
and you will be starting off on the right foot.
Answer the following questions to help narrow your
home search:
- What style of home do you prefer - two story, ranch, split-level,
something else?
- What size of home do you need - number of bedrooms, baths?
- What are your priorities in home features - garage, gourmet
kitchen, main level master, etc.?
- Is it important to you to have additional space that could be
finished such as an attic or basement?
- What outside natural features are most significant to you -
woods, hills, streams, lakes, others?
- How close to work, shopping, schools or recreational facilities
do you want to be?
- How long of a commute do you want?
Download our Homebuyer Questionnaire
Need to know how much house you can afford? Click here.
Advantages of Owning a Home
With every rent check you write, you're helping to build equity
in your landlord's property. That money could be building equity
in a home of your own. Today's rates are low enough that your house
payment could be lower than your rent payment!
There are many advantages to owning a home, including:
Lifestyle - Home ownership offers advantages
that make life more enjoyable - backyards for pets, gardens and
entertaining, customizing & decorating a home to meet your needs,
privacy, garages, security-- the list goes on.
Location - choosing a unique home in
a community that meets all of your lifestyle needs.
Financial Independence - Most people
start on the road to financial independence through home ownership.
Your principal and interest payments remain the same for the full
term of your mortgage while your rent usually goes up as the cost
of living increases.
Investment - Payments on your mortgage
loan mean you are acquiring a major possession; instead of paying
rent you own more and more. The garden you plant, the permanent
improvements you make - all enhance your lifestyle as well as the
value of your home.
Tax Advantage - Your real estate taxes
and the interest on your mortgage are deductible from your income
tax.
Cash Equity - Better than a savings
account, your home can appreciate to keep pace with inflation.
Security - The feeling of security that
comes from owning a home and the knowledge that your home is a safeguard
against inflation.
In conjunction with Countrywide Mortgage, Helen Adams Realty offers
to help you in obtaining financing for the home of your dreams.
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